WhatsApp is currently testing its payment service. Since its debut in early February, the Unified Payment Interface (UPI)-based payment facility has been updated with various features. The latest update is — request money.
As can be guessed by its name, Request Money simply allows you to ask for cash from a contact. This is completely new, as you were only allowed to send money till now. The option has shown up in the latest Android beta version of the app next to “Pay Money.”
But there’s a catch. Users can request money only via entering their friends’ or anyone’s UPI ID, unlike Google Tez, where users can simply tap the contact name in their phone book. The latest version of WhatsApp (beta and main version) still shows the send money option in the one-on-one message.
That being said, here’s how you can request money using WhatsApp.
First you need to tap the three vertical dots button on the top right corner and choose Settings > Payments.
Next, tap on the “New Payment” option at the bottom of your app screen. Select @UPI ID option on the top and then enter a valid UPI ID and hit verify.
If it’s verified, you will notice a request money option. WhatsApp keeps the request for money valid for 24 hours. The request page also shows the time and date along with the UPI ID of the payer.
WhatsApp will inform you once your contact accepts or declines the appeal. The Request Money only works with UPI IDs right now. This might change in the future as the tool gets more fleshed out.